Guaranteed by the U.S. Department of Veteran Affairs, the VA loan program is designed to assist both current active duty military members and veterans achieve homeownership. Eligible borrowers for this program are allowed to borrow at a higher percentage of the home value and the loan is guaranteed by the government against default.
Active members of the military, veterans, and members of the National Guard are qualified to apply for VA loans. Spouses of service-connected disability or deceased military members may also apply for these types of loans.
There is no minimum down payment required and no monthly mortgage insurance payments. The minimum credit score required is as low as 500.
Keep in mind, when choosing to take out a VA loan, a one-time Funding Fee will still be required. The amount depends upon the size of the loan and the type of veteran applying. Even though VA loans generally have lesser costs than other types of loans, it is still good to keep this one-time fee in mind.
For further queries, please Contact us today and find out if you qualify for a VA loan!
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I can’t say enough about the level of excellence that Jason Gill has exercised through our entire relationship over the past 5 years. One of the most seasoned Mortgage Professionals I know. I made the change to working with Jason exclusively after an old associate dropped the ball and resulted in the loss of a few of my clients. I have never looked back and my clients ARE RAVING FANS of his. Not only does he know his stuff, he’s a very nice man, really good people. I would recommend Jason Gill and his team in a heart beat.
Working with Jason and his team has been an easy experience – especially because going through getting a mortgage can be a confusing process. If I was ever confused or needed walking through a process, I always got a quick response and an explanation that was simple to understand. Jason is especially impressive. I called him one time to ask him how much we should to put to see exactly what we could afford. I caught him while he was driving and he actually did all the math in his head! (as a non-math person, I was especially impressed). He said he would double check the numbers when he got into the office and he was right on. When we decide to refinance, we will definitely be calling The Gill Group to get us through the process. Highly recommended!
Jason as his team were awesome. Even when the was a set back, they worked hard to find me another great lender when an issue was discovered with the unit and still got me a decent rate. I’d DEFINITELY do business with them again; they made it so easy, even when I was out of the country!! Thank you Gill Group!
Jason, Brandy, Renee, Wilma and the entire team made our mortgage process a breeze from application to closing. As first-time homebuyers of a fixer-upper with a short close, they coached us through every anxiety-ridden step and calmed our nerves with each question we had. We shopped around and evaluated six lenders and The Gill Group came through with the best options for us, saving us several thousands of dollars in the end. Everyone on the team was highly responsive, knowledgeable, flexible and most importantly- kind!
We had the pleasure of working with Jason and his team twice over the last year. They helped with our mortgage for our new house in Jan of 2017 then they reached out to us around Sept to let us know the rates had dropped so we refinanced. Not sure if that’s a common thing but it was certainly appreciated. Process was seamless both times and we certainly appreciate their quick and knowledgeable responses whenever we had a question. Thanks!!
Jason and his team are amazing. We inquired about refinancing our home two years ago and at that time Jason was honest with us about what we needed to do and why we should wait in order to receive the best rate and deal. We waited a year and spoke with Jason once again to start the process. His team walked me through the process and it was so much easier than I had anticipated. They were friendly, communicative, and a pleasure to work with. I would recommend this amazing group to all my family and friends.
Jason and his team helped us get into our primary residence 6 years ago. Since then we have acquired investment properties and most recently needed to refinance our house. While our file isn’t easy, his team was knowledgeable and helped made the process a breeze. When you are looking for a no hassle lender at a fair price the Gill group is your answer.
Jason’s team is amazing! They had a lot of knowledge regarding the loan process and what we needed to do to get the best interest and approved on time. They made the process very easy and with no stress. Not only that, they were able to get us approved and closed quick! I would definitely recommend them!
Jason and his team were very thorough and professional. We were ahead of schedule every step of the way, from being quickly and conveniently pre-approved all the way through closing out the loan- even having paperwork prepared for a Saturday. My wife and I really appreciated their efforts, helping us complete the purchase of our dreams!
We were buying and selling our home at the same time which made it for a very hectic experience. Working with Jason and his team was the one aspect of this whole process that was calming and smooth. He was always available to answer all my questions and was very thorough in providing me all the different options available to me. He was quick to answer my calls and emails. I would definitely recommend Jason and his group to all my friends and family.
Nationwide Loans Inc DBA SoCal Purchase Loans NMLS # 1799965 DRE # 02085205 701 Palomar Mountain Rd Carlsbad, Ca 92011
Please refer to www.nmlsconsumeraccess.org to see where SoCal Purchase Loans is licensed as a lender.